About dunes properties of Charleston

dunes properties of Charleston is a real estate, vacation rental and property management company representing the Lowcountry with almost 80 exclusive Charleston beach vacation rental properties, 70 real estate agents and employees, four full-service offices. Nobody knows the Charleston Coast better.

Isle of Palms Office

1400 Palm Boulevard
Isle of Palms, SC 29451
843.886.5600

Real Estate Inquiries:
realestate@dunesproperties.com
Vacation Rental Inquiries:
vacations@dunesproperties.com


Folly Beach Office

31 Center Street
Folly Beach, SC 29439
843.588.3800

Real Estate Inquiries:
realestate@dunesproperties.com
Vacation Rental Inquiries:
vacations@dunesproperties.com


The Real Estate Studio

214 King Street
Charleston, SC 29401
843.722.5618

Real Estate Inquiries:
realestate@dunesproperties.com
Vacation Rental Inquiries:
vacations@dunesproperties.com


Kiawah Seabrook Office

1887 Andell Bluff Boulevard
Johns Island, SC 29455
843.768.9800

Real Estate Inquiries:
realestate@dunesproperties.com
Vacation Rental Inquiries:
vacations@dunesproperties.com


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Things to Consider When Applying for a Fixed Rate Loan

Things to Consider When Applying for a Fixed Rate Loan

I am not a loan officer, or mortgage broker. But as a real estate agent, I have watched as people apply for fixed rate mortgages and noted a few things that should be part of your decision making process when considering a fixed rate mortgage. Here are a few:

  1. What is the interest rate?
  2. How long is the rate quote guaranteed?
  3. What number of points, including loan origination fees, will be charged?
  4. What is the annual percentage rate?
  5. What is the length of the mortgage (repayment term)?
  6. Is the loan assumable?
  7. Are there pre-payment penalties?
  8. Will you need Private Mortgage Insurance (PMI)?
  9. What will your monthly payment be?
  10. What does your monthly payment include? Escrows for taxes, insurance?
  11. What are the estimated closing costs for the loan?
  12. What fees are due at application? Are there other fees to be paid?

 

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