We can already see that 2015 will be full of talk of changing mortgage rates and regulations. Rates should stay low, but consumers and finance experts believe that we’re near rate bottoms. Early indications point to more sales, more listings, more new construction and more excitement! Don’t get me wrong, this isn’t expected to be the overblown land grab of the early 2000’s, but it should feel like a healthy market, which may be an odd sensation to real estate practitioners accustomed to the boom and then bust of the 21st century.


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